AA new year is a new beginning to reflect on what we did last year and dream of the possibilities that could be ahead. The wonderment of what life could be always fascinated me. I think that is why I continually read and study goal setting. This is my pattern: Between Thanksgiving and Christmas each […]
Today's choices determine the life you have tomorrow~ Tina Kucera.
Welcome to the site where everyday choices can save you money! My goal is to help families and small businesses get clarity on their wants , to develop goals to accomplish their best life ever. Let me help you discover your new financial freedom.
Being a mom, wife, employee, business owner, volunteer and now grandmother I’m constantly asked how do I keep it all in perspective? How do I keep the important things in my life, important. make the important things in life, important. I don’t have a magic pill or time machine, however I do want to share a few […]
Our yearly tradition is gathering the family together and decorate Christmas cookies. We spend time with kids making and placing all the sprinkles on them, we teach them to make more and give some away. This is one of my favorite memories. We as parents set what our children expectation for Christmas. They rely exclusively on what we […]
Christmas with loved ones is great but Christmas with kids is SPECTACULAR! Here are few ways to enjoy a great Christmas on a low budget and give kids a spectacular Christmas. Homemade Christmas cards. I don’t send cards to anyone I actually see for Christmas. Sending an e-card is great. Take photos of the year, […]
Posted earlier this week on the 5 ways to save, here are 5 more ways. 6. Coupons are found in local papers or can be printed online from various websites. I love the on-line sites, many will let you sign up for mailing list and you can actually pick out which ones you want print those. Careful on […]
Smart shopping at the grocery store is the easiest way to save money quickly. My management job after college was running a grocery store in Houston, Texas for over 2 years. They gave us weeks of intense training in each of the departments. They taught us how to maximize the profits of each department. Now I teach others using my training […]
Right after I got married I ran across these Christmas China and fell in love with them. Unable to afford such a large purchase for each item, much less for a complete set, I devised a plan. Every year the day after Christmas I would revisit the stores and purchased what ever they had in those dishes. Half price was the best […]