Christmas is coming, Christmas is coming

wrapped gift


I have heard too many times, I can’t stick to my budget because of Christmas. Seriously?

Christmas comes on Dec. 25th every year. So make a plan for it.

Make Christmas grand this year.

  1. Figure out how much to spend. Break it down by each gift.
  2. Divide total neededby the number of months until Christmas, save that each month.
  3. Have fun shopping. Stick to your amounts.
  4. January 1 decide how much you need to save for next year, divide by 12 and automatically save amount each month.

Give your self a Christmas present this year.

Peace of mind.